Things You Should Know About The Super Visa Insurance

super visa insurance for parents

There are various insurance available for everyone and everything these days. You can insure yourself, your health and medical needs, the properties you own, every member of your family, and even your pets. You can also insure your travel and stay in a foreign land to give you that peace of mind when going abroad.

One of the interesting insurance available for travelers is the Super Visa Insurance. This insurance is specifically available for people who wish to visit their son, daughter or grandchildren in Canada.

What is it exactly aside from being required when a parent or grandparent is going to visit Canada?

Before we proceed to the lengthy information about the Super Visa Insurance, let us just find out what the Super Visa is that requires specific category of people visiting Canada to comply to.

A Super Visa is a type of visa granted to parents or grandparents of a Canadian citizen or permanent resident. This has been in place since 2011. It is a 10-year validity visa which allows the super visa holder to stay in Canada for a maximum of 2 years at the initial entry and maximum of six months for each subsequent visits without the need to renew the visa. People confuse this with the regular 10-year multi-entry visa where visitors are allowed to stay of up to 6 months only per visit.

Let us now discuss the many facets of the Super Visa Insurance for Canada.

What is a Super Visa Insurance?

One of the important documents required when applying for a Super Visa is the medical Insurance. It is a type of insurance that covers Super Visa holders while visiting Canada. This insurance is mandatory before an applicant submits his paperwork for Super Visa application.

What does it cover?

The Super Visa Insurance covers Super Visa holders for the costs of emergency and medical treatments while visiting their relatives in Canada. The insurance must be valid for a minimum of 1 year. It also has to offer a minimum amount of $100,000 coverage for hospitalization, health care needs, and even repatriation. This type of super visa health insurance must be able to cover the insurance holder while in Canada during the duration of his or her stay.

How does it work?

Before submitting all documents required for the Super Visa, the applicant must ensure that the other requirements mandated by the Government of Canada for securing the Super Visa Insurance is also met as indicated below:

  • The parent or grandparent (who is the applicant for the Super Visa) must also do the required tasks.
    • The applicant must have a Canadian medical insurance, in this case – the Super visa medical Insurance, for at least one year to cover the time he or she will be in Canada.
    • The parent or grandparent’s insurance must have a minimum coverage of $100,000.
    • The applicant must complete an immigration medical examination.
    • The applicant must be able to show the Immigration Officer upon entry the insurance and other documents pertinent to its issuance.

How much does it cost?

Various insurance companies will have different super visa insurance rates compared to other providers.  This type of insurance can vary costs depending on the provider, the Super Visa Insurance coverage plans, and the length of the coverage. For illustration purposes, below is a sample computation for one applicant at the age of 60 with one year coverage, a coverage of $100,000, and also no medical condition, and no deductible.*

  • Company A = CAD 1259.25
  • Company B = CAD 1916.25
  • Company C = CAD 2022.10

You can check various insurance providers and get super visa insurance quotes online to save you time and trip to a nearby insurance company. A phone call can be made to speak to any insurance agent so you can get thorough explanation of how it works, its coverage, rates, and payment schemes.

Getting your quote online is a more convenient way of getting various plans and their rates so you have a better view of what certain types of super visa insurance policy will work best for the super visa applicant. You can easily compare rates too to help you decide on the super visa insurance plan to choose.

Where can you buy the Super Visa Insurance?

The Super Visa Insurance is available from many leading insurance providers and insurance brokers in Canada. You can purchase it online or through any recognized insurance companies in Canada.

Note:

Deductible stands for the a certain amount the insurance holder will pay to the health care provider or hospital from the total bill where the Super Visa Insurance provider will shoulder the balance.